Employer of Record Cost in United States
Verified monthly cost of hiring through an EOR in United States, compared across 5 platforms with verified coverage there and statutory contributions included; unpublished currency-conversion costs are excluded, not estimated.
Last updated: September 2026
For a $60,000 USD hire in United States, verified monthly cost (excluding unpublished currency-conversion charges) ranges from $5,585 on RemoFirst (lowest verified cost) to $6,085 on the highest-cost platform. Employer-side statutory contributions add ~7.7% on top of cash salary.
Use the calculator below to plug in your own salary, HQ currency, and shortlist.
| Annual base salary | $60,000 |
| Average monthly employment cashAnnual cash ÷ 12 | $5,000 |
| Federal employer payroll taxes (Social Security, Medicare, FUTA) (~7.7%, monthly) | $386 |
| EOR platform fee (RemoFirst) | $199 |
| Verified monthly total (lowest verified cost) | $5,585 |
Lowest verified EOR cost for United States
Ranked by total verified monthly cost for the sample profile above, excluding currency-conversion costs no provider publishes. Re-run the calculator at your actual band.
- #1RemoFirst$5,585 / moPricing and review →
- #2Pebl$5,785 / moPricing and review →
- #3Deel$5,985 / moPricing and review →
Not ranked in United States: Multiplier, Rippling EOR, Papaya Global. Coverage not sufficiently verified for ranking. This is not a statement that the service is unavailable there.
Hidden costs in United States
- • Worker classification, misclassifying employees as 1099 contractors triggers IRS, DOL, and state penalties.
- • State-specific wage laws (CA, NY, WA) on overtime, meal breaks, and pay transparency are far stricter than federal.
- • Final paycheck timing varies by state, California requires payment on the last day; others allow next pay period.
Hiring inputs
We'll bill your final monthly total in USD ($).
Popular destinations for United States employers: Mexico, Colombia, Philippines.
Enter the annualised base salary in USD ($), not the employee's local currency, and before statutory additional payments. EOR Lens adds mandatory additional pay separately where applicable.
Amount in USDFederal taxes are the same everywhere; the state lines below are what change.
Employer taxes in Wyoming, split out
The same salary and the same provider can cost different amounts depending on the work state, because unemployment tax is charged on each state's own wage base and some states add paid leave or disability contributions. Federal taxes are identical everywhere; the Wyoming lines below are what change.
| Charge | Level | Basis | Per year |
|---|---|---|---|
| Social Security | Federal | 6.2% of the first $184,500 | $4,960 |
| Medicare | Federal | 1.45% of all pay, with no ceiling | $1,160 |
| Federal unemployment tax | Federal | 0.6% of the first $7,000 after the full state credit | $42 |
| Total employer taxes | $6,162 | ||
- State unemployment insurance: Set by industry; there is no flat rate. Ask your provider for the rate its account is assigned.
Source: Wyoming Department of Workforce Services (agency) · Verified 2026-09-06. How we calculate
Includes: base salary, statutory employer taxes & social contributions, mandatory 13th/14th-month pay where applicable. Excludes: bonuses, equity, private health top-ups, pension uplifts, severance accrual, and one-off compliance fees. Verify against a binding provider quote before signing a contract.
Platform fee is under 5% of employment cost, differences between providers are noise. Pick on entity ownership, audit posture, and country-specific expertise instead.
Compare EOR platforms
Hiring in United States · billed to United States in USD.
How we rank: cards are ordered by lowest calculated total monthly spend (salary + statutory employer taxes + platform fee + amortised one-time fees) for your inputs. Currency-conversion cost is excluded because no provider publishes a markup. Providers cannot pay to improve their position in these independent rankings. Full methodology & affiliate disclosure.
Not ranked in United States: Multiplier, Rippling EOR, Papaya Global. Coverage not sufficiently verified for ranking. We only rank a provider where its own published sources, documentation or a direct confirmation establish that it offers an Employer of Record service in that country. This is not a statement that the service is unavailable.
$199/employee/month, and RemoFirst states no setup, onboarding or termination fees, no annual contract and no minimums (remofirst.com/price, verified 4 Sep 2026). It publishes no security-deposit requirement; the one month modelled here is our assumption, so confirm it in your quote.· verified 2026-09-04
$399/employee/month published on hellopebl.com/eor-pricing (verified 4 Sep 2026). Pebl's own FAQ states it charges no setup or offboarding fees, so the old Velocity Global $750 offboarding fee has been removed. Pebl no longer publishes deposit or minimum-term details; the 1.5-month deposit and 12-month term modelled here come from earlier published terms and must be confirmed in your quote.· verified 2026-09-04
$599/employee/month listed on deel.com/pricing (verified 4 Sep 2026). Deel publishes no setup, offboarding, deposit or minimum-term details for EOR; start an evaluation to see terms for your country and headcount.· verified 2026-09-04
$699/employee/month confirmed on oysterhr.com/pricing (4 Sep 2026). Oyster charges no setup, onboarding or offboarding fees, but does require a refundable deposit to start an engagement; it does not publish how many months, so one month is modelled here.· verified 2026-09-04
$699/employee/month on remote.com/pricing (verified 4 Sep 2026), with no platform, onboarding or setup fees and no standard deposit; Remote says reserve payments apply only in rare high-risk cases.· verified 2026-09-04
Totals cover verified provider charges only. No EOR provider publishes its exchange-rate markup, so any currency-conversion cost is excluded rather than guessed; your invoice may differ where conversion is required.
Comparison totals exclude customer-specific transaction taxes such as VAT, GST or withholding.
Mid-market FX from bundled fallback (2026-08-28) · no provider publishes a currency-conversion markup, so none is applied to the platform fee. Bundled fallback rates
Transaction taxes & conditional costs
No universal EOR tax is added to this estimate. Customer-side VAT, GST, withholding and similar transaction taxes depend on your business location, your tax status and the provider's invoicing entity, so they are shown as treatment rather than added as an amount.
United States: No federal VAT or GST treatment depends on your tax status and the provider's invoicing entity.
Treatment depends on subnational rules or on how the specific provider's service is classified, so no country-level figure can be stated. No transaction-tax amount is included in the figures shown.
- There is no input credit. Where sales or use tax applies it is a final cost, not recoverable.
- Employment-service definitions turn on supervision and control tests (Seaton Corp. v. Testa, Ohio).
- Whether an EOR fee is a taxable employment service or a non-taxable administrative service is provider and contract specific.
- Treatment is decided below national level, so EOR Lens does not state a national figure.
Conditional costs such as immigration, visa or government filing fees and required local benefits are excluded unless specifically modelled.
Potential termination liability, such as statutory severance or notice pay, is an event-driven cost. It is never part of the annual employer cost, the provider ranking, Lowest verified cost or Top Match.
Learn how transaction tax is treated
Sources: Temporary staffing services now subject to sales tax, Washington DOR · Ruling 2018-2, Sales and Use Taxes, Personnel Services, Connecticut DRS · Seaton Corp. v. Testa, 2018-Ohio-4911, Supreme Court of Ohio · reviewed 2026-09-06
What makes up the 7.7% employer add-on in United States
Each employer-side contribution behind the rate used in the calculator above. Last reviewed 2026-06-22.
| Contribution | Employer rate | Notes |
|---|---|---|
| Social Security (FICA) | 6.20% | Capped at the annual SSA wage base (~$168,600 in 2024) |
| Medicare | 1.45% | No cap; additional 0.9% employee-only above $200k |
| FUTA (federal unemployment) | 0.6% | On first $7,000 of wages after state credit |
| SUTA (state unemployment) | 0.5–6.0% | Varies by state and experience rating |
| Workers' compensation | 0.3–2.0% | Mandatory in every state except Texas; rates by SIC code |
Exit cost to budget for: No federal notice requirement; WARN Act requires 60 days for mass layoffs (100+ employees). Not statutory; offered in exchange for a release of claims. 1–2 weeks per year of service is typical.
Cost FAQ · United States
For a $60,000 USD hire, the monthly cost of employing through an EOR (gross pay, employer contributions, the platform fee and amortised one-time fees) runs from about $5,585 on the lowest verified-cost provider to $6,085 on the highest. The platform fee is a small slice of that; the bulk is salary plus the roughly 7.7% statutory employer burden. Currency conversion is excluded, because no provider publishes its exchange-rate markup.
For the $60,000 profile above, RemoFirst has the lowest verified total cost in United States today. That ordering can change at a different salary, because deposits and one-time fees weigh differently against the monthly fee, so re-run the calculator at the band you are actually hiring in.
Three reasons. (1) Statutory employer contributions in United States add about 7.7% on top of cash salary, paid into social security, pension, healthcare and any payroll levies. (2) The EOR adds a flat per-employee monthly fee, roughly $199–$699 across the providers we compare. (3) Deposits, typically one to two months of cost, tie up working capital until offboarding.
No. The platform fee covers legal employment, payroll processing, statutory filings, and benefits administration. The ~7.7% employer-side contributions are passed through at cost; you pay them in addition to the platform fee. Treat the sticker fee as a service line and the contributions as a tax line.
Once you're committed to 10–20+ headcount in United States, an own-entity setup can beat EOR economics despite roughly $15k–$40k setup and $10k–$25k/year compliance (varies widely by jurisdiction; verify with local counsel). Below that, the EOR fee is far cheaper than carrying a legal entity. Use the EOR-vs-entity calculator to pinpoint your break-even.
Related
- Hiring guide: Employer of Record in United States Statutory benefits, termination and contracts.
- Global EOR cost breakdown
- EOR vs own entity break-even
Keep going on United States
- Employer of Record in United States: hiring guide
- EOR cost in every country we model
- EOR vs contractor: which one fits this hire
- All EOR providers we track
- How we work these numbers out
Related pages
Other Americas hiring markets we model
Same canonical region as United States, ranked by hiring volume and comparable employer contribution levels.
Affiliate & ranking disclosure
We have no live commercial relationships with the providers listed, and no commercial setting is read by the ranking or recommendation code. Cards are ranked by lowest verified total monthly spend first among providers whose country coverage is sufficiently verified; unpublished currency-conversion costs are excluded rather than estimated. The "Top match" banner uses a separate heuristic that weighs entity ownership, regional specialisation, salary level, contract terms and platform fee, so it is not necessarily the provider with the lowest verified cost. Some affiliates (Deel) offer promotional discounts that are not applied to the fees shown. Provider metadata (FX spread, deposit, entity ownership) and statutory tax brackets are sourced from public materials and official government publications. Provider pricing last re-verified 4 September 2026; statutory data and exchange rates last reviewed 28 August 2026. No EOR publishes an exchange-rate markup, so from the September 2026 review no FX markup is applied to any total or ranking: provider costs are stated before any currency-conversion cost. Confirm conversion terms in writing with the provider before signing.