EOR Lens
Singapore · 2026 employer rates

Employer of Record in Singapore

The fully-loaded employer cost of an EOR hire in Singapore — and the lowest-cost platform to run it through.

An Employer of Record (EOR) in Singapore legally employs your hire on your behalf, so you can pay them compliantly without setting up a local entity. On top of gross salary, expect up to ~17.0% in mandatory employer contributions (social security, healthcare, pension, payroll tax) — the effective rate varies by salary band; the calculator shows the exact number.

Use the calculator below to enter salary in your HQ billing currency, convert it to SGD (S$) for local payroll, and see which EOR platform has the lowest total cost for Singapore this month.

Hiring inputs

We'll bill your final monthly total in USD ($).

Popular destinations for United States employers: Mexico, Colombia, Philippines.

$

Enter the agreed annual salary in USD ($) — not the employee's local currency.

Annual employee cash
S$108,000SGD
~$80,000 USD
What the employee earns
Employer taxes
S$17,610SGD
~$13,044 USD
16.3% effective on this salary
Total annual cost
S$125,610SGD
~$93,044 USD
True cost to employ
Estimate, not a binding quote·2026 statutory employer rates·FX fallback 2026-06-01

Includes: base salary, statutory employer taxes & social contributions, mandatory 13th/14th-month pay where applicable. Excludes: bonuses, equity, private health top-ups, pension uplifts, severance accrual, and one-off compliance fees. Verify against a binding provider quote before signing a contract.

Estimated upfront capital
Refundable security deposit (1 mo of total cost) held interest-free for the life of the contract.
$7,956USD
Optimise for compliance, not platform price

Platform fee is under 5% of employment cost — differences between providers are noise. Pick on entity ownership, audit posture, and country-specific expertise instead.

Compare EOR platforms

Hiring in Singapore · billed to United States in USD.

Top match for Singapore: Multiplier
APAC market — specialist providers rank higher

How we rank: cards are ordered by lowest calculated total monthly spend (salary + statutory employer taxes + platform fee + FX spread + amortised one-time fees) for your inputs. Rankings are not influenced by commission rate or paid placement. Full methodology & affiliate disclosure.

Lowest total cost
EOR Platform
RemoFirst
Partner network
month-to-month
FX ~1.5%
Platform fee$202 USD/mo · $199 USD
Total monthly spend
$7,956USD
Employee cost ÷ 12 + platform fee, in USD
Refundable deposit (1 mo)$7,956 USD
Deploy with RemoFirst

Affiliate link — we may earn a commission at no extra cost to you. Details

EOR Platform
Multiplier
Owned entity
month-to-month
FX ~2.0%
Platform fee$408 USD/mo · $400 USD
Total monthly spend
$8,162USD
Employee cost ÷ 12 + platform fee, in USD
Refundable deposit (1 mo)$8,162 USD
Deploy with Multiplier

Affiliate link — we may earn a commission at no extra cost to you. Details

EOR Platform
Rippling EOR
Partner network
month-to-month
FX ~0.5%
Platform fee$502 USD/mo · $500 USD
Total monthly spend
$8,256USD
Employee cost ÷ 12 + platform fee, in USD
Refundable deposit (1 mo)$8,256 USD
Deploy with Rippling

Affiliate link — we may earn a commission at no extra cost to you. Details

EOR Platform
Remote
Owned entity
month-to-month
FX ~2.0%
Platform fee$611 USD/mo · $599 USD
Total monthly spend
$8,365USD
Employee cost ÷ 12 + platform fee, in USD
Refundable deposit (1 mo)$8,365 USD
Deploy with Remote

Affiliate link — we may earn a commission at no extra cost to you. Details

EOR Platform
Oyster
Mixed entities
month-to-month
FX ~2.5%
Platform fee$614 USD/mo · $599 USD
Total monthly spend
$8,368USD
Employee cost ÷ 12 + platform fee, in USD
Refundable deposit (1 mo)$8,368 USD
Deploy with Oyster

Affiliate link — we may earn a commission at no extra cost to you. Details

EOR Platform
Deel
Mixed entities
month-to-month
FX ~3.0%
Platform fee$617 USD/mo · $599 USD
Total monthly spend
$8,371USD
Employee cost ÷ 12 + platform fee, in USD
Refundable deposit (1 mo)$8,371 USD
Deploy with Deel

Affiliate link — we may earn a commission at no extra cost to you. Details

Up to 10% off first-year fees via this calculator's affiliate link — terms subject to Deel's then-current promotional offers; confirm at checkout.· verified 2026-06-21

EOR Platform
Velocity Global
Owned entity
12-month
FX ~3.5%
$750 offboarding
Platform fee$672 USD/mo · $649 USD
Total monthly spend
$8,458USD
Employee cost ÷ 12 + platform fee + one-time fees ÷ 24mo, in USD
One-time fees (amortized)+$32/mo
Refundable deposit (1.5 mo)$12,687 USD
Deploy with Velocity Global

Affiliate link — we may earn a commission at no extra cost to you. Details

Mid-market FX from bundled fallback (2026-06-01) · per-platform spread (0.5%–3.5%) applied to the platform fee only. Bundled fallback rates

Also worth evaluating

Major EOR providers we don't have a partnership with — listed here for a fuller picture. No commission, no CTA, just names you should know.

Hidden costs to ask before signing

The calculator shows the headline fee. These ten questions reveal the rest of the bill — ask every provider before you commit. Tap one to expand; opening another closes it.

TL;DR — Hiring in Singapore

  • Fully-loaded employer cost: ~17% for Singapore citizens/PRs (CPF)
  • Foreign work pass holders: 0% CPF — only Skills Development Levy (~0.25%)
  • CPF contributions taper down with age (full 17% only up to age 55)
  • 13th month (AWS) is contractual market norm, not statutory

Last reviewed:

Statutory employer costs in Singapore

In Singapore, the central employer cost is CPF (Central Provident Fund) at 17% on Ordinary Wages up to the Wage Ceiling (SGD 6,800/month in 2024, rising to SGD 8,000 by 2026) — but only for Singapore citizens and Permanent Residents. Foreign Employment Pass holders pay 0% CPF. All employers pay the Skills Development Levy (0.25% capped at SGD 11.25/month per employee).

ContributionEmployer rate
CPF (citizens / PR, age ≤55)17.0%
CPF (age 55–60)15.0%
Skills Development Levy (SDL)0.25%
CPF (foreigners on EP/SP)0%

Mandatory employee benefits

Beyond statutory contributions, Singapore law requires the following benefits the employer must fund.

Annual leave
7 days year 1, +1 per year up to 14 days minimum.
AWS (13th month)
Annual Wage Supplement — not statutory but standard in many offers.
Maternity leave
16 weeks paid (govt-reimbursed beyond week 8 for first 2 children).

Termination, notice and severance

Probation

Typically 3–6 months by contract; no statutory cap.

Notice period

1 day (<26 weeks), 1 week (<2 years), 2 weeks (<5 years), 4 weeks (>5 years).

Severance

Not statutory; retrenchment benefit at MoM guidelines: 2 weeks–1 month per year of service.

Common compliance pitfalls

  • Foreign hires need an Employment Pass (SGD 5,000+/month minimum salary, rising) or S Pass.
  • Tripartite Guidelines (MoM, NTUC, SNEF) carry significant weight even when not law.
  • Tax clearance (IR21) required before a foreign employee leaves — employer must withhold final pay.

Frequently asked questions

Do I pay CPF for a foreign employee in Singapore?

No. CPF applies only to Singapore citizens and Permanent Residents. Foreign Employment Pass or S Pass holders are CPF-exempt — your only statutory employer cost is the Skills Development Levy (~SGD 11.25/month).

What's the minimum salary for an Employment Pass?

SGD 5,000/month for new applications as of 2023 (SGD 5,500 for financial services), with COMPASS framework adding sector-specific minimums. Older applicants face higher minimums.

Is the 13th-month AWS mandatory?

No. It's a market norm, not a statutory entitlement. Most full-time offers include it; gig and contract roles often don't.

Sources

Statutory rates and rules verified against the following authorities. We update this page when rates change.

The countries most teams hire into through an Employer of Record.

Affiliate & ranking disclosure

We earn a commission when you sign up via the Deploy buttons. This does not change your price. Cards are ranked by lowest total monthly spend first. The "Top match" banner uses a separate heuristic that weighs entity ownership, regional specialisation and contract terms — not commission. Some affiliates (Deel) offer promotional discounts that are not applied to the fees shown. Provider metadata (FX spread, deposit, entity ownership) and tax brackets are sourced from public materials and operator interviews as of June 2026 — confirm exact terms with each provider and your tax counsel before signing.